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MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedModularMH Advantage

Edge II Sectional / 2856-901

Built by: Dutch Housing
4
2
1386 ft²
26'8" x 52'0"
Edge II 2856-901
ManufacturedModularMH Advantage

Edge II Sectional / 2860-903

Built by: Dutch Housing
4
2
1493 ft²
26'8" x 56'0"
Edge II 2860-903
ManufacturedModularMH Advantage

Edge II Sectional / 2864-901

Built by: Dutch Housing
3
2
1600 ft²
26'8" x 60'0"
Edge II 2864-901
ManufacturedMH Advantage

Prairie Dune / 8452

Built by: Skyline Homes
3
2
1325 ft²
24'0" x 56'0"
PRAIRIE DUNE / 8452 - Skillfully designed, beautifully crafted, well proportioned mid-size family home features spacious l...
ManufacturedMH Advantage

Prairie Dune / 8808P

Built by: Skyline Homes
3
2
1560 ft²
28'0" x 60'0"
PRAIRIE DUNE / 8808P - Palatial beautifully crafted family home with ideal floor plan absent space wasting hallways featur...
ManufacturedMH Advantage

Prairie Dune / 8831P

Built by: Skyline Homes
4
2
1456 ft²
28'0" x 56'0"
Prairie Dune/8831P - Skillfully designed and appointed family home features expansive living room opening to extra large k...
ManufacturedMH Advantage

Diamond Sectional / The Verona 3280-201

Built by: Dutch Housing
4
2
2310 ft²
30'4" x 76'0"
The Verona 3280-201
ManufacturedModularMH Advantage

Edge II Sectional / 2456-903

Built by: Dutch Housing
3
2
1213 ft²
23'4" x 52'0"
Dutch Edge II 2456-903
ManufacturedModularMH Advantage

Edge II Sectional / 2872-903

Built by: Dutch Housing
4
2
1813 ft²
26'8" x 68'0"
Dutch Edge II 2872-903
PLEASE NOTE: All sizes and dimensions are nominal or based on approximate builder measurements. Midwest Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.