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MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedModularMH Advantage

Edge II Sectional / 2852-901

Built by: Dutch Housing
3
2
1280 ft²
26'8" x 48'0"
Edge II 2852-901
ManufacturedModularMH Advantage

Skyliner / 4732B

Built by: Skyline Homes
3
2
1456 ft²
28'0" x 60'0"
SKYLINER / 4732B - Beautifully crafted family home features spacious living room open to bright modern kitchen/dining room...
ManufacturedModularMH Advantage

Diamond Modular Summit / 2860-237-UH

Built by: Dutch Housing
3
2
1493 ft²
26'8" x 56'0"
2860-237-UH
ManufacturedMH Advantage

Diamond Sectional / The Brooklyn 2460-203

Built by: Dutch Housing
3
2
1120 ft²
23'4" x 56'0"
The Brooklyn 2460-203
ManufacturedMH Advantage

Diamond Sectional / The Madison 3272-214

Built by: Dutch Housing
3
2
2067 ft²
30'0" x 68'0"
The Madison 3272-214
ManufacturedMH Advantage

Diamond Sectional / 2856-241

Built by: Dutch Housing
3
2
1393 ft²
26'8" x 52'0"
2856-241
ManufacturedMH Advantage

Diamond Sectional / The Easton 2860-249

Built by: Dutch Housing
3
2
1500 ft²
26'8" x 56'0"
The Easton 2860-249
ManufacturedMH Advantage

Diamond Sectional / The Leland 2864-241

Built by: Dutch Housing
3
2
1608 ft²
26'8" x 60'0"
The Leland 2864-241
ManufacturedMH Advantage

Diamond Sectional / The Fillmore 2868-243

Built by: Dutch Housing
3
2
1822 ft²
26'8" x 68'0"
The Fillmore 2868-243
ManufacturedMH Advantage

Diamond Sectional / The Georgetown 2868-245

Built by: Dutch Housing
3
2
1715 ft²
26'8" x 64'0"
The Georgetown 2868-245
ManufacturedMH Advantage

Diamond Sectional / The Chilton 2850-201

Built by: Dutch Housing
3
2
1232 ft²
26'8" x 46'0"
The Chilton 2850-201
ManufacturedMH Advantage

Diamond Sectional / The Warren 2856-201

Built by: Dutch Housing
3
2
1393 ft²
26'8" x 52'0"
The Warren 2856-201
PLEASE NOTE: All sizes and dimensions are nominal or based on approximate builder measurements. Midwest Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.