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MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedModularMH Advantage

Diamond Sectional / 2860-236

Built by: Dutch Housing
3
2
1492 ft²
26'8" x 56'0"
Diamond 2860-236
ManufacturedModularMH Advantage

Edge II Sectional / 2852-901

Built by: Dutch Housing
3
2
1280 ft²
26'8" x 48'0"
Edge II 2852-901
ManufacturedModularMH Advantage

Skyliner / 4732B

Built by: Skyline Homes
3
2
1474 ft²
26'4" x 56'0"
SKYLINER / 4732B - Beautifully crafted family home features spacious living room open to bright modern kitchen/dining room...
ManufacturedModularMH Advantage

Diamond Modular Summit / 2860-237-UH

Built by: Dutch Housing
3
2
1493 ft²
26'8" x 56'0"
2860-237-UH
ManufacturedMH Advantage

Galaxy / 2300

Built by: Skyline Homes
3
2
1456 ft²
28'0" x 56'0"
GALAXY / 2300 - Well built affordable family home features sprawling great room opening to extra large open kitchen with m...
ManufacturedModularMH Advantage

Skyliner / 6334B

Built by: Skyline Homes
3
2
1880 ft²
32'0" x 62'0"
SKYLINER / 6334B - Customizable quality constructed family home features master bedroom and luxury ensuite privately locat...
ManufacturedMH Advantage

Diamond Sectional / The Woodward 2864-225

Built by: Dutch Housing
3
2
2040 ft²
26'8" x 60'0"
The Woodward 2864-225
ManufacturedMH Advantage

Prairie Dune / 8831

Built by: Skyline Homes
4
2
1568 ft²
28'0" x 56'0"
PRAIRIE DUNE / 8831 - Super affordable quality family home features master bedroom and in-suite bath privately located awa...
ManufacturedModularMH Advantage

Skyliner / 4712B

Built by: Skyline Homes
3
2
1352 ft²
28'0" x 52'0"
SKYLINER / 4712B - “Having it your way” customizable mid-size home features family preferred floor plan with master bedro...
ManufacturedMH Advantage

Prairie Dune / 8432P

Built by: Skyline Homes
3
2
1136 ft²
24'0" x 48'0"
PRAIRIE DUNE / 8432P - Quality built affordable midsize family home features spacious living room (available with optional...
ManufacturedMH Advantage

Prairie Dune / 8810

Built by: Skyline Homes
3
2
1144 ft²
28'0" x 44'0"
PRAIRIE DUNE / 8810 - Quality built value oriented mid-size family home features spacious living room open to beautifull m...
ManufacturedModularMH Advantage

Skyliner / 4766B

Built by: Skyline Homes
3
2
1580 ft²
26'4" x 60'0"
SKYLINER / 4766B - Beautifully crafted estate size family home featuring spacious living room open to large bright modern ...
PLEASE NOTE: All sizes and dimensions are nominal or based on approximate builder measurements. Midwest Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.