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MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedMH Advantage

Diamond Sectional / The Henderson 3268-216

Built by: Dutch Housing
3
2
1945 ft²
30'4" x 64'0"
The Henderson 3268-216
ManufacturedMH Advantage

Diamond Sectional / The Chilton 2850-201

Built by: Dutch Housing
3
2
1232 ft²
26'8" x 46'0"
The Chilton 2850-201
ManufacturedMH Advantage

Diamond Sectional / The Chilton 2850-202

Built by: Dutch Housing
3
2
1232 ft²
26'8" x 46'0"
The Chilton 2850-202
ManufacturedMH Advantage

Diamond Sectional / The Elkhorn 2852-203

Built by: Dutch Housing
3
2
1286 ft²
26'8" x 48'0"
The Elkhorn 2852-203
ManufacturedMH Advantage

Diamond Sectional / The Elkhorn 2852-204

Built by: Dutch Housing
3
2
1286 ft²
26'8" x 48'0"
The Elkhorn 2852-204
ManufacturedMH Advantage

Diamond Sectional / The Lancaster 2852-209

Built by: Dutch Housing
3
2
1286 ft²
26'8" x 48'0"
The Lancaster 2852-209
ManufacturedMH Advantage

Diamond Sectional / The Lancaster 2852-210

Built by: Dutch Housing
3
2
1286 ft²
26'8" x 48'0"
The Lancaster 2852-210
ManufacturedMH Advantage

Diamond Sectional / The Warren 2856-201

Built by: Dutch Housing
3
2
1393 ft²
26'8" x 52'0"
The Warren 2856-201
ManufacturedMH Advantage

Diamond Sectional / The Warren 2856-202

Built by: Dutch Housing
3
2
1393 ft²
26'8" x 52'0"
The Warren 2856-202
ManufacturedMH Advantage

Diamond Sectional / The Franklin 2856-223

Built by: Dutch Housing
3
2
1393 ft²
26'8" x 52'0"
The Franklin 2856-223
ManufacturedModularMH Advantage

Edge II Sectional / 2456-903

Built by: Dutch Housing
3
2
1213 ft²
23'4" x 52'0"
Dutch Edge II 2456-903
ManufacturedModularMH Advantage

Edge II Sectional / 2872-903

Built by: Dutch Housing
4
2
1813 ft²
26'8" x 68'0"
Dutch Edge II 2872-903
PLEASE NOTE: All sizes and dimensions are nominal or based on approximate builder measurements. Midwest Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.